Portfolio Financing

Investors can roll up all of their rental assets into a single cross collateralized loan with one monthly payment.

Loan Terms

**Subject to individual property value of min. $45,000**

Loan Amount:

$500,000 - $50,000,000

Loan Term:

5 or 10 Year Balloon; 25, or 30 Year fully amortizing; Interest only available


25 or 30 Years, based on property condition

Loan to Value:

Multifamily: Maximum 80% of appraised value, or if property has been purchased within the past 12 months, 80% of lower of: a) purchase price, plus value added renovation

Interest Rate:

Risk-based “Tier” pricing, varying with LTV and DSC ratios

Prepayment Terms:

5 or 10 year step-down prepayment schedules

Third Party Reports:

MAI Appraisal, Physical Needs Assessment. Environmental Phase I Assessment may be required


Tax and insurance escrows are required; Funded Repair and Replacement escrow is required, based on engineer’s Physical Needs Assessment; For loans of less than 65% of value with no deferred maintenance, funding of repair and replacement reserve can be waived at lender’s discretion

Application Fee: 

$5,000 - $25,000; Covers 3rd Party reports and processing/underwriting costs

Legal Fees: 

$3,000 to $15,000 varying with characteristics of the deal