Frequently Asked Questions
What is Verus Capital and what services do you provide?
Verus Capital is a premier real estate financing firm specializing in fix and flip loans and commercial bridge loans. We provide customized financial solutions designed to empower investors and property owners to thrive in today’s competitive real estate market.
How does the loan application process work?
Our loan application process is simple and efficient. Start by connecting with one of our dedicated loan specialists. We'll promptly review your submission, evaluate your financing needs, and provide clear guidance on the solutions we can offer.
What factors are considered for loan approval?
While specific criteria may vary, we typically consider factors such as property value, renovation plans, liquidity, credit and experience as a real estate investor.
What types of properties do you lend on?
We offer financing for a diverse range of property types, including single-family homes, multi-family units, commercial properties, and more. Reach out to discuss your specific property and tailored financing options.
Are there any properties you do not lend on?
We do not provide financing for primary residences, assisted living facilities, vacant land, churches, restaurants, or horizontal development projects.
How quickly can I close?
We recognize the importance of quick funding. Once we have all the required information, our team works diligently to expedite loan approvals. While funding timelines may vary based on project complexity and documentation, we have the capability to close loans in as little as 5-10 business days.
Do you offer financing for first-time investors?
We welcome both experienced investors and first-time buyers. Our team is committed to providing guidance and support at every stage, regardless of your level of experience.
Do you offer financing for first-time investors?
We welcome both experienced investors and first-time buyers. Our team is committed to providing guidance and support at every stage, regardless of your level of experience.
Do you require personal guarantees of the principals?
Yes, in most cases.
Will you take a 2nd lien position on a loan?
No, we are a 1st lien lender only.
Will you roll loan costs into the loan?
Yes, but it depends upon the particular circumstances of the loan and individual circumstances of the borrower.
Do you offer discount pricing for return borrowers?
Yes, we value repeat customers.
What are your lending limits?
$200,000 – $20,000,000
Get in Touch
We invite you to get in touch with us to learn more about our loan offerings and how they can benefit your specific needs. Our team is available to provide detailed information, answer any questions you may have, and guide you through the process. Whether you’re looking for financing options or need assistance in choosing the right solution, we’re here to help every step of the way.